SHIVAMPAY 3.1.17

Preamble

Shivkrupa Sahakari Patpedhi Ltd., based in Mumbai, is registered under the Co-operative Societies Act, 2002, with registration number BOM/RSR/S/1862-1982 dated 22/11/1982. The registered office is located at Shivkrupa Bhavan, Plot No. R - 225, TTC Industrial Area, Rabale MIDC, Navi Mumbai.

This Mobile Privacy Policy applies to users of mobile banking through the “Shivkrupa” mobile banking application that we own and control. Within this Policy, “Shivkrupa” refers to our company and its affiliates or subsidiaries. This document outlines how the mobile banking application, hereafter referred to as “SHIVAMPAY” or “Mobile Banking Apk,” collects, uses, and shares information about users.

Agreement to Policy

By accessing the Mobile Banking Application or SHIVAMPAY of Shivkrupa, or by using the website https://shivkrupapatpedhi.com/ on a mobile device, users consent to this Policy, including the disclosure and use of personal information as detailed herein. Additional privacy policies may also apply alongside the terms of this Mobile Privacy Policy, including but not limited to our overarching Privacy Policy.

Information Collection, Use, and Sharing

Information collected through mobile banking includes details that users voluntarily disclose during subscription, such as name, primary account number, alias account number, secondary account numbers, mobile number, and other contact information. We also gather transaction information and data reflecting your mobile activity in relation to the subscribed mobile banking service. It is important to note that we do not collect additional data associated with your mobile device through cookies or similar technologies. Furthermore, we do not share any personal information with third parties unless mandated by law or necessary for resolving disputes.

Communications

Your personal information may be utilized to contact you with newsletters, marketing materials, promotional content, and other relevant updates.

Security

We implement several security measures to safeguard your information. For instance, messages transmitted via Mobile Banking utilize masking techniques to obscure portions of account numbers. To prevent unauthorized access to your banking information, users are required to enter their MPIN or TPIN provided by the Patpedhi or set by them at their discretion. We strongly encourage users not to share their MPIN with anyone. While we prioritize the security of personal information and strive to employ acceptable methods for protection, please be aware that no method of transmission over the Internet or electronic storage is completely secure.

Changes to This Privacy Policy

This Privacy Policy remains effective until any changes are made in the future. Such changes will take effect immediately upon being posted on this page. We reserve the right to modify our Privacy Policy at any time; therefore, users are encouraged to review it periodically. Continued use of our services following modifications signifies your acknowledgment of the changes and acceptance of the revised Privacy Policy. Shivkrupa is not obligated to inform registered customers individually about modifications made to this Privacy Policy.

If any significant changes are implemented in this Privacy Policy, we will provide prominent notifications on our authorized website.

Contact Us

If you have any questions or concerns regarding this policy, please contact us at [email protected].